Hi Frank,
It seems you have a fairly good idea about ratings and licenses, so I won't repeat a lot of what you posted here. In general, a commercial without a multi-engine is pretty limited -- I know a few retired guys who fly patrols, etc., but they never did flying as a main career. Of course you would have the IFR and night stuff inside the commercial.
I can't speak for big schools that crank out pilots at those fast rates. I hear a lot of conflicting info. I guess that is great if you just desire to get into that right seat somewhere, so you can START LEARNING. I mean -- do you want to go to a doctor who took all of 9 months to get his "ratings"? I'm not being sarcastic -- I just hear from some airline friends that they can't believe some of the new hires they get -- they say they can barely hold a heading. So...
I'd recommend looking at sites like AOPA (here in the US -- Aircraft Owners and Pilots Assoc.) -- they have a ton of good advice, general information, and, when you want, in-depth answers. [
www.aopa.org ] Another recommendation is to think about getting your medical out of the way first.... be sure you have set yourself up to really start flying, with no possible delays or obstacles that could come up due to medical concerns. I've had a few students who showed up, all eager with money in hand, who found they had some delaying medical problems. It's just something you might want to look at first on your list.
I'm probably too disorganized here (what's new?!) but holler back with any more questions. I did so many things wrong, because I just wanted to fly for fun, but it still worked out where I look forward to going to work.
I personally think that any effort you put into flying AT ALL is not wasted. I do see people who fly for a living who hate it, and I just don't get that at all. I'd rather be the guy with the private license who flies now and then but WHO LOVES IT, than one of those miserable guys who makes a living but doesn't even enjoy it. There are lots of them out there... kinda weird!!