Frank!
Please don't take this the wrong way but:
I can't help but notice that you ask a lot about how to become a pilot and then when somebody (in this case Gilly) tries to help you out and points you into a direction that just may work out for you there seems to be yet another problem..... You didn't even mention looking at the link Gilly posted!
I wonder sometimes how much you really want this. If your conditions for becoming a pilot are that you can only be a pilot in a "warm" country where your training is paid for preferrably on a beach in California or Australia, this whole thing may not happen for you.
A little story:
Let's start off with the fact that we just got done doing another round of "Frost Control". Thats where you use a helicopter to break up a frost layer which can save expensive crops like Strawberries, Oranges, Lemons, Avocados, and so forth. The job starts at 3am and it's ALWAYS dark and cold. And that job is, surprisingly, in Southern California! It's a part of aviation. Airline guys get up at all hours in the morning and then fly to places like Fargo, ND or Calgary Canada, you get the idea. Being a pilot means at some point you're gonna freeze your @$$ off more than you've ever done before, no matter where you are.
I had as much money as you did when I decided to become a pilot. My idea was to become a fighter pilot in the airforce but that got shut down because I am nearsighted. I was crushed. Then I tried for army helicopter pilot. DENIED again for wearing glasses. The I tried the airlines. Didn't make it in. Then I was thinking of going to Australia but I couldn't make it over there and had no money anyways.
What finally worked for me is joining the military as a grunt, then volunteered for a war, almost had my ear ripped off in a street fight, and got stabbed during a shuffle during some big demonstration, not to mention being shot at a few times....
I did this to make money since I knew working a day job would take too long for little impatient me to save up for a license.
The States were not my first choice for getting my helicopter license either, but at the time they were the cheapest. At one point in my flight training I worked a dayjob as a mechanic, then another 4 hours for an overhaul shop putting Hughes 500's back together and on the weekends I studied for my A&P and did random survey work for a third company. All my money went to flight taining and I never bought a toy, a model plane, a computer, a fancy dinner, a phone or even a movie or a video game until my first year in fire. My time flying offshore (before the fire stuff) was spent paying back all the money I owed because what I made it the military wasn't enough.
I could go on and I know for a fact that everybody who has a similar job as me (Soccermom, G-Man, Fireflyer) has a simliar story....
And guess what, the whole time while I was doing this, life went on around me as well. The time I was working those 3 jobs my wife back then went through cancer operations and my step-daughter was diagnosed with a learning disability which required a lot of attention and tutoring. Her dad was in and out of the hospital every week and we lost a few loved ones between the two of us.
What I have now, I earned fair and square and I am proud that I was able to do it whithout having a rich daddy help me out and finance my school. I am now getting back all the money and time I put in the beginning years. Looking back I have no regrets and I even tried to enjoy the hard times.
Canada, by the way, is an AWESOME country if you like flying. Just pack a coat. It's huge and beautiful and the people are really nice there...
And finally, my point: I REALLY REALLY wanted to be a pilot and never gave up, no matter what happened around me!
Respectfully,
A commercial pilot